Individual & Family Health Insurance | Maher Insurance Group
Call (855) 238-7947
Individual & Family Health · Licensed Brokers

Health insurance that fits your life and your budget.

ACA marketplace, private major medical, or short-term coverage. A licensed broker compares them for your family, checks your doctors and prescriptions, and finds out what you would really pay after any subsidy, at no cost to you.

Call (855) 238-7947

A-Rated CarriersTop health plans compared

$0 Broker FeeSame premium, expert help

Get Your Free Quote
Under 60 seconds · No credit check · No obligation
Free

Tell us a little about your household and a licensed broker will compare marketplace, private, and short-term plans for your zip code.

  • See what you would pay after any subsidy
  • Confirm your doctors are in network
  • Check that your prescriptions are covered
Or call (855) 238-7947

Maher Insurance Group is an independent agency, not a government website. You can also compare plans at HealthCare.gov or your state exchange.

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Your Options

Three ways to get covered.

The right path depends on your income, your health, and whether you qualify for a subsidy. Here is how the main options compare.

ACA Marketplace

Comprehensive plans that cover essential benefits and cannot deny you for pre-existing conditions. This is where premium subsidies apply, so it is often the lowest real cost for those who qualify.

Check Marketplace Plans

Private & Alternatives

Private major medical and ACA alternative plans can mean lower premiums or more flexibility for people who do not qualify for a subsidy. Benefits vary, so we walk you through exactly what each one covers.

Explore Alternatives

Short-Term Medical

Temporary coverage that can often be purchased year-round to bridge a gap between jobs, plans, or enrollment windows. A fast, lower-cost way to avoid being uninsured while you sort out long-term coverage.

See Short-Term Options
Why Maher

We work for you, not the insurance company.

Marketplace tools and 1-800 quote lines sell you a policy and disappear. As independent brokers we shop many A-rated carriers for you and stay through every renewal, life change, and claim.

01 /

Independent & Unbiased

We represent many A-rated carriers with no allegiance to any single one, so we are free to find the policy that fits your life, not theirs.

02 /

Licensed Human Advisors

No 1-800 menu maze. Every client is paired with a licensed advisor who knows your name, your plan, and your goals.

03 /

Year-Round Advocacy

Claim issue, denied service, network confusion? We sit on your side of the table and handle it, start to finish.

04 /

Zero Cost to You

Your premium is the same whether you enroll on your own or through us. The carriers pay us, so the expertise is free.

What Our Clients Say

Real reviews from real clients.

Common Questions

Health insurance questions, answered.

The questions we hear most from individuals and families shopping for coverage. Still unsure? A real person is one call away.

Talk to a Real Person
Open Enrollment for ACA marketplace plans typically runs November 1 to January 15, though some state exchanges differ. Outside that window you can still enroll with a Special Enrollment Period, triggered by life events like losing job-based coverage, getting married, having a baby, or moving. Short-term and supplemental plans can often be purchased year-round.
Many households qualify for a premium tax credit that lowers the monthly cost of a marketplace plan, based on household size and income. Because the amount is specific to you, the most accurate way to know your real cost is to have a licensed broker run your numbers. We do that for free and show you what you would actually pay after any subsidy.
Marketplace (ACA) plans cover essential benefits, cannot deny you for pre-existing conditions, and are where subsidies apply. Private major medical and ACA alternative plans can offer lower premiums or more flexibility for people who do not qualify for a subsidy, though benefits and protections vary. Short-term plans bridge temporary gaps. We compare all of them against your needs.
It depends on the plan network. Before you enroll, we check whether your preferred doctors and hospitals are in network for each plan we compare, and confirm your prescriptions are covered, so there are no surprises after you sign up.
If you missed Open Enrollment and do not have a qualifying life event, you may still have options. Short-term medical plans and certain private or supplemental products can often be purchased year-round to keep you covered until the next window. We can walk through what is available to you right now.
No. Our help is free to you. We are paid by the carriers when you enroll, and your premium is the same whether you enroll on your own or through us. You simply get a licensed person who compares plans, checks subsidies, networks, and prescriptions, and stays with you all year.
Ready When You Are

Let’s find the health plan that fits.

One short call. No pressure, no obligation, and no cost for our help. We will compare your options, check your subsidy, and explain it all in plain language.

Call (855) 238-7947

Maher Insurance Group is a private, independent insurance agency. This is not the Health Insurance Marketplace or a government website, and we are not affiliated with or endorsed by any government agency. You can also review plans and check your eligibility for savings at HealthCare.gov or your state exchange. Plan availability, benefits, premiums, networks, and subsidy amounts vary by location and household and are subject to change.

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