Individual & Family Health · Licensed in 40+ States
Health insurance that fits your life and your budget.
ACA marketplace (Obamacare), private major medical, or short-term coverage. A licensed broker compares them for your family, checks your doctors and prescriptions, and finds out what you would really pay after any subsidy, at no cost to you.
Under 60 seconds · No credit check · No obligation
Free
Tell us a little about your household and a licensed broker will compare Florida Blue, Ambetter, Oscar, and 40+ more carriers for your zip code — marketplace, private, and short-term plans side by side.
Maher Insurance Group is an independent agency, not a government website. You can also compare plans at HealthCare.gov or your state exchange.
40+
Carrier Partners
$0
Cost to You
100%
Independent
A+
Rated Plans
Your Options
Three ways to get covered.
The right path depends on your income, your health, and whether you qualify for a subsidy. Here is how the main options compare.
ACA Marketplace (Obamacare)
Comprehensive plans that cover essential benefits and cannot deny you for pre-existing conditions. Often called Obamacare, this is where premium subsidies apply, so it is often the lowest real cost for households that qualify.
Private major medical and ACA alternative plans can mean lower premiums or more flexibility for people who do not qualify for a subsidy. Benefits vary, so we walk you through exactly what each one covers.
Temporary coverage that can often be purchased year-round to bridge a gap between jobs, plans, or enrollment windows. A fast, lower-cost way to avoid being uninsured while you sort out long-term coverage.
Florida Blue, Ambetter, Oscar & more — compared side by side.
Plan lineups and prices change county by county. As independent brokers based in Fort Lauderdale and licensed in 40+ states, we quote top carriers like Florida Blue, Ambetter, Oscar Health, and dozens more A-rated options in one comparison — Obamacare marketplace and private options together — so your health insurance quote reflects the most affordable real cost after subsidies where you actually live.
Florida BlueAmbetterOscar Health+ 40 more A-rated carriers
Carrier and plan availability vary by county and enrollment period. Maher Insurance Group is an independent agency and is not affiliated with or endorsed by any carrier or government agency.
Why Maher
We work for you, not the insurance company.
Marketplace tools and 1-800 quote lines sell you a policy and disappear. As Florida-based independent brokers we shop many A-rated carriers for you and stay through every renewal, life change, and claim.
01 /
Independent & Unbiased
We represent many A-rated carriers with no allegiance to any single one, so we are free to find the policy that fits your life, not theirs.
02 /
Licensed Human Advisors
No 1-800 menu maze. Every client is paired with a licensed advisor who knows your name, your plan, and your goals.
03 /
Year-Round Advocacy
Claim issue, denied service, network confusion? We sit on your side of the table and handle it, start to finish.
04 /
Zero Cost to You
Your premium is the same whether you enroll on your own or through us. The carriers pay us, so the expertise is free.
What Our Clients Say
Real reviews from real clients.
“I was able to sign up for health insurance through Briana Oliveira. Briana is an awesome specialist who listened attentively to my needs and quickly identified the right solutions. Very professional and courteous. Truly a gem and a blessing!”
MC
Mr. Chen
Verified Google Review
“Found Maher Group online and saw the great reviews. Ally talked with me for 45 minutes about health insurance for our family of 6. She responds quickly via phone or text. Extremely knowledgeable, does not leave any stone unturned. Highly recommend!”
GS
Gina Shajari
Verified Google Review
“I had an amazing experience working with Deven Plunkett to get health insurance. They were incredibly patient, knowledgeable, and took the time to explain all of my options in a way that was easy to understand. They made what could have been a stressful process feel smooth and reassuring.”
DD
Diamonique Davis
Verified Google Review
“I was able to sign up for health insurance through Briana Oliveira. Briana is an awesome specialist who listened attentively to my needs and quickly identified the right solutions. Very professional and courteous. Truly a gem and a blessing!”
MC
Mr. Chen
Verified Google Review
“Found Maher Group online and saw the great reviews. Ally talked with me for 45 minutes about health insurance for our family of 6. She responds quickly via phone or text. Extremely knowledgeable, does not leave any stone unturned. Highly recommend!”
GS
Gina Shajari
Verified Google Review
“I had an amazing experience working with Deven Plunkett to get health insurance. They were incredibly patient, knowledgeable, and took the time to explain all of my options in a way that was easy to understand. They made what could have been a stressful process feel smooth and reassuring.”
DD
Diamonique Davis
Verified Google Review
Common Questions
Health insurance questions, answered.
The questions we hear most from individuals and families shopping for coverage. Still unsure? A real person is one call away.
Open Enrollment for ACA marketplace plans typically runs November 1 to January 15, though some state exchanges differ. Outside that window you can still enroll with a Special Enrollment Period, triggered by life events like losing job-based coverage, getting married, having a baby, or moving. Short-term and supplemental plans can often be purchased year-round.
Many households qualify for a premium tax credit that lowers the monthly cost of a marketplace plan, based on household size and income. Because the amount is specific to you, the most accurate way to know your real cost is to have a licensed broker run your numbers. We do that for free and show you what you would actually pay after any subsidy.
Marketplace (ACA) plans cover essential benefits, cannot deny you for pre-existing conditions, and are where subsidies apply. Private major medical and ACA alternative plans can offer lower premiums or more flexibility for people who do not qualify for a subsidy, though benefits and protections vary. Short-term plans bridge temporary gaps. We compare all of them against your needs.
It depends on the plan network. Before you enroll, we check whether your preferred doctors and hospitals are in network for each plan we compare, and confirm your prescriptions are covered, so there are no surprises after you sign up.
If you missed Open Enrollment and do not have a qualifying life event, you may still have options. Short-term medical plans and certain private or supplemental products can often be purchased year-round to keep you covered until the next window. We can walk through what is available to you right now.
No. Our help is free to you. We are paid by the carriers when you enroll, and your premium is the same whether you enroll on your own or through us. You simply get a licensed person who compares plans, checks subsidies, networks, and prescriptions, and stays with you all year.
Yes. Obamacare is simply the nickname for health plans sold on the ACA marketplace — in most states, including Florida, that is HealthCare.gov. Same plans, same premium subsidies, same protection for pre-existing conditions. A licensed broker can compare every marketplace plan available in your county and check what you would pay after any subsidy, at no cost to you.
Yes. As independent brokers licensed in 40+ states we compare plans from Florida Blue, Ambetter, Oscar Health, and 40+ other A-rated carriers side by side. We have no allegiance to any single carrier, so the recommendation is built around your doctors, your prescriptions, and your budget.
Ready When You Are
Let’s find the health plan that fits.
One short call. No pressure, no obligation, and no cost for our help. We will compare your options, check your subsidy, and explain it all in plain language.
Maher Insurance Group is a private, independent insurance agency. This is not the Health Insurance Marketplace or a government website, and we are not affiliated with or endorsed by any government agency. You can also review plans and check your eligibility for savings at HealthCare.gov or your state exchange. Plan availability, benefits, premiums, networks, and subsidy amounts vary by location and household and are subject to change.
Mon–Fri, 9am–6pm. Outside business hours, we’ll reach out the next business day.
Thanks — we’ll be in touch.
A licensed agent will call you within one business hour during business hours (Mon–Fri, 9am–6pm). Outside those hours, you’ll hear from us the next business day.